SWIFT Code Finder - Bank BIC Code Lookup Online

SWIFT & BIC Code Finder: International Bank Wire Transfer Lookup

When sending or receiving money across international borders—whether via PayPal, Wise, Western Union, wire transfer, or direct bank remittances—your financial institution requires a SWIFT Code (also referred to as a BIC Code). Providing an incorrect SWIFT code can result in delayed wire transfers, heavy penalty fees, or funds being routed to the wrong international intermediary bank.

The EtoolMitra SWIFT Code Finder & BIC Lookup Tool gives you instant, verified access to SWIFT/BIC codes for all major banks in India (SBI, HDFC, ICICI, PNB, Axis, Bank of Baroda, Kotak) and global financial institutions (JPMorgan Chase, Bank of America, Citibank, HSBC, Barclays, Deutsche Bank, DBS, and more).

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What is a SWIFT / BIC Code?

SWIFT stands for the Society for Worldwide Interbank Financial Telecommunication. It is a standardized messaging network that connects over 11,000 financial institutions across 200+ countries.

A SWIFT code is formatted as an 8 or 11 character alphanumeric identifier defined by ISO 9362:

AAAA BB CC DDD

 │    │  │   │

 │    │  │   └── 3-character Branch Code (Optional: XXX = Head Office)

 │    │  └────── 2-character Location / City Code

 │    └───────── 2-character ISO Country Code (e.g., IN = India, US = USA, GB = UK)

 └────────────── 4-character Bank Code (e.g., SBIN = State Bank of India, HDFC = HDFC Bank)

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Anatomy of a SWIFT Code (Example: SBININBB104)

• SBIN: State Bank of India (Bank Identifier)
• IN: India (Country Identifier)
• BB: Mumbai/National Clearing Hub (Location Identifier)
• 104: New Delhi Main Branch (Specific Branch Code)

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SWIFT vs. IBAN vs. Routing Number: What's the Difference?

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Tips for Safe International Wire Transfers

1. Check the Currency: Confirm whether the receiving account accepts USD, EUR, GBP, or local currency (INR) to avoid double conversion fees.
2. Verify Intermediary Bank Codes: For certain cross-border transfers, your local bank may use a larger correspondent partner bank (e.g. Standard Chartered or JPMorgan) as a clearing intermediary.
3. Always Double Check Beneficiary Names: Ensure the account title exactly matches official government identification documents.